在海外生活的移民和留学生，来英国之后最关注的一定是就医相关的问题，不光因为英国的医疗费非常高昂，更加因为不了解英国的医疗体系和专业词汇，一旦生病如果没有经验会出现意想不到的情况。在特雷莎·梅首相执政期间曾制定了NHS改革计划，而鲍里斯·约翰逊就任后，在国会演讲时呼吁国会废除和替代奥巴马医保方案，进行医保改革以扩大选择，增加可接入性，降低成本，同时提供更好的医保方案。

1、英国的医院类别在说健康保险前，不得不提一下英国的医疗制度和如何在英国看病。英国的医疗分为截然不同的两种，一种是公立医院，一种是私立医院。私立医院分为两种，一种是非营利性但不属于政府的，这类医院主要是各种慈善机构等组织成立的，作为对公立医院的补充。另外一种则是盈利性私立医院，这类医院收费较高，但水平一般很高，以专科医院为多。在私立医院工作的医生，一般薪水很高。公立 hospitals基本满足美国低收入阶层 的最低保障，私立 hospitals除了提供美国公民基本医疗服务以外，还提供比较高端 的医疗服务。

2、美国支付医疗费用的方式一、可以分期付款二、可以尽量减免三、实在没钱可申请救济和援助而这些钱并不是 hospital承担而是美国政府。

3、America's medical system America's hospitals have treatment and diagnosis rights, but no drug sales rights. That is to say, the hospital only diagnoses, and the patient buys drugs at a pharmacy. The responsibility for medicine is completely separate from that of the hospital. Therefore, it cannot be said that there is a "selling of medicine" in America either.

4、How to see a doctor in America American hospitals are all appointment systems. A doctor sees only a few patients each day, and each patient will enjoy perfect diagnosis and treatment. The best part of this system can be described as rural medical care - family doctors.

5、American supervision mechanism Very strict. Once a doctor receives large sums of money from patients, it is difficult to escape monitoring. Cash transactions are extremely rare in America; most transactions are made by transferring funds or using credit cards. Most doctors' accounts are monitored by banks; any large amount of income with unclear origins will be investigated and recorded on an individual's file, affecting their reputation.

6., How to see a doctor in England All British hospitals operate on an appointment basis; one doctor sees only several patients per day; each patient enjoys comprehensive diagnosis and treatment.The best part of this system can be described as town medical care - general practitioners.In Britain,nobody goes straight to the hospital when they fall ill ; instead ,they go first to their GP .The GPs generally specialize in general practice , able to diagnose and treat basic common illnesses .Patients can also stay close-by for community nursing if hospitalized locally .If they encounter diseases beyond what GPs can handle ,they'll send them off to specialist clinics or major hospitals for further treatment.GP s usually work nearby so sick people generally get treated right at home without having run around everywhere.Family physicians' competence should not be underestimated.American family physicians may have been overestimated however Family Physicians constitute 60%of all British doctors (around 60k) though they earn less than specialists.